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Future Income Payments > Buy My Pension

BUY MY PENSION

Using Buy My Pension Options

Your pension is the amount that your employer will pay you after you retire. In some cases the amount can be too low to provide you with the lifestyle that you have been living. If you find yourself in a position where the monthly amount is just not enough to get by with, you can consider the buy my pension choices which can be found today.

Pensions, annuities and structured settlements can all bring monthly payments rather than a lump sum. Today people are finding that the monthly payment that they are getting is not enough to cover the monthly expenses.

Using the buy my pension choices you can receive a lump sum of cash instead of waiting for the monthly payments.

Additionally it can be substantially lower than the amount you had been receiving while you were working. This can make it very difficult to pay the bills each month and will make it impossible to cover any emergency expenses that you might have.

Using the buy my pension option you can choose to sell all or just part of your pension to the person. In order to accomplish this, you will need to contact a person who is interested in making the purchase. You will then give up the rights to the payments that you would have received. Using this option you can get the lump sum that you need today and not need to wait each month for the check to arrive. It can be used for any purpose that you might need it for today.

You will receive a quote and a contract that must be signed. The quote is the amount you will be paid based on the value of your pension at the time you choose to exercise a “buy my pension” choice. Usually the amount will be somewhat lower than the full value due to accrued interest. Also you might need to consider that the buyer is going to have to make a profit as well.

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Annuity Sales Resource Center

You have every right to cash out your annuity for a partial or lump sum payment. Learn more about selling your annuity for lump sum cash. Sell Annuity Payments